Think $3,000 a month buys the same house no matter what? Think again. In this video, I break down four real-world mortgage scenarios, all with the same monthly payment but with home prices that vary by $100,000. Whether you're putting down 3.5% or 20%, you'll see exactly how loan structure changes your buying power.

➡️This is How Much House You Can Get Putting 3.5% Down - https://youtu.be/T0y_1VTXBrY
➡️This is How Much House You Can Get On a $65K Salary - https://youtu.be/jpYXWUpj54I
➡️This is How Much House You Can Get On a $100K Salary - https://youtu.be/2izwySLI5-s

✅ - Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start

HOME BUYER RESOURCES:

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

#housingmarket #firsttimehomebuyer #realestate

Homebuyer regret is at an all-time high up from 84% just a year ago. The majority of homebuyers wish they could go back and do it differently. Learn exactly what went wrong for 90% of them and how to avoid the same fate.

Thanks for watching! Why don't you check out these videos next?👇🏻

➡️Home Upgrades People REGRET After Moving In - https://youtu.be/iQN3F4eaaeg

HOME BUYER RESOURCES:

✅ - Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

#housingmarket #firsttimehomebuyer #realestate

2025 could be the best opportunity to buy a home in years if you’re prepared. Inventory is climbing, buyer demand is easing, and the playing field is finally shifting. At the same time, affordability is still a challenge and making the wrong move could set you back. In this video, I break down exactly when buying makes sense in 2025 even with a 7% mortgage rate and when it doesn't.

Other Videos You Might Find Helpful 👇🏻

⏩ Should You Buy A House In 2025 Or WAIT? - https://youtu.be/9NsC-k2IO44

HOME BUYER RESOURCES:

✅ - Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

#housingmarket #firsttimehomebuyer #realestate

Thinking about buying a condo? Buying A Condo could be a HUGE Mistake. In this video, I discuss why HOA's and condos are often misunderstood and why you should NEVER Buy A Condo without doing this first.

⏩ NEVER Buy These Types Of Houses - https://youtu.be/-Nez9Q16Ui0
⏩ NEVER Buy A New Construction Home - https://youtu.be/rEDqTrXil80
⏩ NEVER Buy A House In These Locations - https://youtu.be/Ww-ocL9i21k

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✅ - Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

==============================================================

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

#housingmarket #firsttimehomebuyer #realestate

Are you a first time home buyer interested in buying a house with no down payment using FHA? This guide will breakdown the 2025 FHA Loan Requirements to give you everything you need to know about qualifying with an FHA loan with 0% down payment.

➡️NEW FHA Loan Requirements 2025 - https://youtu.be/-xKvPezCqu4
➡️NEW FHA Loan Requirements 2024 - https://youtu.be/CApGLR5u6j0
➡️NEW FHA Income Requirements 2024 - https://youtu.be/C7DfwoJXAmg

==============================================================

✅ - Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

==============================================================

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

#housingmarket #firsttimehomebuyer #realestate

The average salary in the U.S. is $65,000 a year but what if you only make $50K/year? Can one afford a house on this salary? Knowing how much house you can afford based on your $50,000 salary is not only crucial for your personal finances but also for your overall financial well-being. In this video, we look at your $50K salary using Dave Ramsey's recommendations, the 28/36 rule and ultimately how much home you can purchase using an FHA loan.

➡️This is How Much House You Can Get Putting 3.5% Down - https://youtu.be/T0y_1VTXBrY
➡️This is How Much House You Can Get On a $65K Salary - https://youtu.be/jpYXWUpj54I
➡️This is How Much House You Can Get On a $100K Salary - https://youtu.be/2izwySLI5-s

✅ - Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start

HOME BUYER RESOURCES:

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

#housingmarket #firsttimehomebuyer #realestate

Most homeowners waste thousands on upgrades they think will add value, only to regret them months later. From over-the-top outdoor kitchens to unnecessary solar panels, these decisions often backfire hard. The wrong improvements don’t just drain your wallet, they can destroy your home’s resale appeal. Watch this before you make the same expensive mistakes.

HOME BUYER RESOURCES:

✅ - Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

#housingmarket #firsttimehomebuyer #realestate

2025 could be the best opportunity to buy a home in years if you’re prepared. Inventory is climbing, buyer demand is easing, and the playing field is finally shifting. At the same time, affordability is still a challenge and making the wrong move could set you back. In this video, I break down exactly when buying makes sense in 2025 and when it doesn't.

Other Videos You Might Find Helpful 👇🏻

⏩ NEVER Buy These Types Of Houses - https://youtu.be/-Nez9Q16Ui0
⏩ How much can you afford? - FHA Loan 2023 - https://youtu.be/3Vhqiwabva0
⏩ FHA Loan Requirements 2024 - First Time Home Buyer - https://youtu.be/CApGLR5u6j0

HOME BUYER RESOURCES:

✅ - Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

#housingmarket #firsttimehomebuyer #realestate

Most buyers chase picture-perfect homes and miss the real opportunities. In this video, I break down the overlooked property types that can actually deliver the best long-term value and equity potential. From well-maintained sleepers to smart buys in emerging areas, these are the homes you should be considering. If you want to buy smart—not trendy—this one's for you.

⏩ NEVER Buy These Types Of Houses - https://youtu.be/-Nez9Q16Ui0
⏩ NEVER Buy A New Construction Home - https://youtu.be/rEDqTrXil80

HOME BUYER RESOURCES:

✅ - Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

#housingmarket #firsttimehomebuyer #realestate

Can one afford a house in today's housing market if you put 20% down? Knowing how much house you can afford based on your down payment and salary is not only crucial for your personal finances but also for your overall financial well-being. In this video, we look at your how much home you could qualify for putitng 20% down with different salaries and loan amounts.

➡️This is How Much House You Can Get Putting 3.5% Down - https://youtu.be/T0y_1VTXBrY
➡️This is How Much House You Can Get On a $65K Salary - https://youtu.be/jpYXWUpj54I
➡️This is How Much House You Can Get On a $100K Salary - https://youtu.be/2izwySLI5-s


✅ - Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start

HOME BUYER RESOURCES:

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

#housingmarket #firsttimehomebuyer #realestate