You can easily qualify for more home by focusing on the one thing that affects your interest rate more than anything else which is your credit score. Your credit score is the most important piece when it comes to buying a house because it affects everything from your interest rate to your monthly payment to how much home you can actually afford to purchase. In this video, we discuss how to improve your credit score but also go over examples of how it impacts your monthly payment when comparing to FHA and Conventional.

CHECK OUT THIS VIDEO NEXT:

⏩ FHA vs Conventional - https://youtu.be/6N-mUJAKTak

HOME BUYER RESOURCES:

🏠 - Buy Your First Home Hassle Free - http://www.becominghomewise.com

✅ - Work Directly with My Team (Mortgage and Real Estate Nationwide) - http://www.jebsmith.net/referral

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020

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Quick Ways To Improve Your Credit Score

✅Pay Down Credit Balances to 50% or less or Ask for a limit increase on credit cards or potentially both
✅Have yourself added as an authorized user
✅Don't pay off collection accounts that are old but when you do pay them off make sure you are getting a letter from the collection company stating that they will remove from your credit entirely
✅Don't cancel unused credit cards
✅ Pay your accounts before they are due so when the companies report to the credit bureaus, your recent payments are reflected on your credit report.

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Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith
➡T I K T O K ➳ https://www.tiktok.com/mrjebsmith

#housingmarket #firsttimehomebuyer #realestate