In this episode, we delve into the complexities behind the seemingly 'free' refinance offers that many lenders promote. We explore whether these offers are genuinely without cost or if they are marketing strategies with hidden expenses. Listeners will gain insight into what 'free' refinancing truly entails and what to consider before agreeing to such terms.

Key highlights include:

• The mechanics behind 'free' refinance offers and common misconceptions.
• Potential costs and fees that may not be immediately apparent.
• Tips on how to evaluate lender offers critically and make informed decisions.

This episode is essential for anyone considering refinancing their mortgage and wanting to avoid potential pitfalls.