Mortgage interest rates just made a big move, dropping from 7.25% to 4.5% in just over a month, which could reshape the entire housing market. An economic slowdown, recession fears, and market volatility are driving rates lower, creating a potential refinancing opportunity. "No-cost" refinances aren't truly free, as costs are often hidden in higher interest rates or added to the loan balance. In this video, I discuss when it makes sense to refinance, when it doesn't, and how to avoid costly refinancing mistakes

➡️ Do NOT Pay Points When REFINANCING - https://youtu.be/dZjyEzIvfZg

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Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

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