In today's housing market, homebuilders are offering enticing incentives to attract buyers. However, these offers might be traps, potentially leading to financial pitfalls. This episode explores how incentives like rate buydowns can mask inflated prices and increase the risk of FHA loan delinquencies. The discussion highlights the dangers these incentives pose, especially for first-time buyers, and provides strategies to safeguard your financial future before committing to a contract. Avoid letting short-term savings jeopardize your long-term financial freedom.