Are you a first-time homebuyer wondering how much house you can afford with a salary between $150,000 and $200,000? This episode provides expert insights into navigating the 2026 housing market using FHA and conventional loans. Learn how to calculate your debt-to-income ratio according to the 2026 FHA and conventional loan requirements. Discover the necessary credit scores and down payment amounts for each loan type.

We explore how much home you can potentially afford by examining various income scenarios and providing the latest updates on FHA and conventional loan requirements as of 2026. Additionally, we address common questions related to mortgage insurance and provide guidance on basic calculations to help you make informed decisions.